The auto insurance laws in Massachusetts have been changed, and this market is not the same as before.

A few years ago, when you went to buy auto insurance you could not be picky about the price, because the rates were defined by the State. So what insurance company you went to was pointless since the rates were predefined. However, that situation has come to an end because now there is a lot of competition between these companies. The reason for this is that more and more insurance companies are emerging, and each is fighting to bring the other one down. The number of auto insurance companies in Massachusetts is around  31, and they are competing against one another for price, service and product.

From the point of view of consumers, the law has changed for good. First, the consumers had to get the insurance for a price fixed by State, but now they are free to go to whichever company they wish according to their preference. A study showed that the year the new law was implemented, consumers in Massachusetts have saved up to 270 million dollars.

A lot of these companies have their websites making it extremely painless for the consumers to compare rates and quotes. However, you must be careful when reading the time period for payment of your premium because sometimes it's 6 months and consumers think it is for a year. Do not make this mistake, because what you think you will have to pay would actually be the double of that. Ask the agent to get you quotes from several companies and obviously if your agent can't do that then there are many other agents in the town. But you could also shop direct too. However, don't think that the agents come for free. The company that gets you an agent charges you for consultation through your premium.

However your agent is the person that can get you a best deal. One thing about agents is that that more and more now they are representing more than one carrier.  That's also very important. Because you can't shop around unless the agent has a contract with different carriers so make sure to